Why OFWs Need a Personal Loan
Overseas Filipino Workers (OFWs) are the backbone of the Philippine economy, providing for their families while working hard abroad. However, many OFWs face financial challenges, whether they are about to leave for work or taking a well-deserved vacation in the Philippines. An OFW Loan Personal can be the perfect financial solution to cover pre-departure expenses, family needs, or even investment opportunities.
OFW Loan Personal: Your Financial Partner
This loan is specifically designed for OFWs to provide financial security before or during their overseas employment. Whether you need extra funds for processing fees, emergency expenses, or additional savings, this loan offers flexible terms and competitive interest rates.
Product Features
- Competitive Interest Rates:
- Skilled and Unskilled Workers: 2.5% per month
- Professionals with PRC License: 1.99% per month
- Flexible Loan Terms: Maximum of 12 months
- Loanable Amount: Up to Php 500,000 or 200% of Total Monthly Salary
- Minimum Loan: Php 40,000
Who Can Apply?
If you meet the following criteria, you are eligible to apply for an OFW Loan Personal:
- A Filipino citizen holding a valid Philippine passport
- Has a confirmed overseas employment contract and ticket booking
- Earns a minimum of Php 40,000 net monthly salary (Php 25,000 basic salary + allowances)
- Between 21 to 59 years old
What Are the Requirements?
To apply, make sure you have the following documents ready:
- Valid Philippine Passport
- Two Valid IDs (at least 1 primary ID)
- Proof of Billing
- DMW Validated Contract / COE / Salary Certificate / Payslip
- Valid Entry Visa / Work Permit
- Valid Resident Card (for immigrants abroad)
- Confirmed Flight Ticket / Travel Details
Why Choose an OFW Loan?
- Fast and Easy Processing – Minimal paperwork with quick approval times.
- Higher Loanable Amount – Borrow up to twice your monthly salary.
- Flexible Terms – Choose a payment plan that suits your financial capability.
- Competitive Interest Rates – Lower rates for professionals with PRC licenses.
GLOBAL PINOY – OFW: A Trusted Lending Partner
GLOBAL PINOY – OFW offers this loan through the legitimate and government-recognized CEPAT KREDIT, ensuring a secure and reliable financial solution for all OFWs. With proper accreditation and compliance with Philippine government regulations, you can be confident that your financial future is in safe hands.
Secure Your Future with an OFW Loan
Being financially prepared is essential for every OFW. Whether you’re about to embark on your overseas journey or spending time with your loved ones in the Philippines, an OFW Loan Personal ensures you have the financial stability to support your dreams.
Apply today and take control of your financial future!